'Approver Permission'  ---------- Approval of financial promotions for unauthorised persons 

If an authorised firm, which is not covered by the exemptions, wishes to approve  financial promotions for an unauthorised person, it must apply for the variation of permission prior to doing so. 

A firm has a 3-month window to apply for approver permission from 6 November 2023 to 6 February 2024  

New legislation takes effect from 7 February 2024

The FCA expects the types of financial promotions that firms intend to approve to align with the investment types in relation to which they have permission to carry on regulated activities. 

 For example, the FCA wouldn't usually expect a firm with only consumer credit permissions to apply for permission to approve financial promotions relating to investments such as shares and debt securities.

Applicant should (at least) detailed the following areas in their application to the FCA: - the types of promotion the firm intends to approve -Expertise to approve promotions -Policies, systems and controls -Historic approvals

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